The dream of the velomobile
It doesn't have to stay one! Simply finance it through my partner.
This scheme below works only for employees with a German bank account.
NOW IT'S EASY TO REALISE YOUR DREAM OF A VELOMOBILE!
The application process is simple and straightforward - completely digital:
After i.e a test drive we decide together on the configuration and equipment of the Milan of your dreams.
- I enter the desired Velomobile in the lender portal and send your mobile phone number to the lender.
- the lender logs on to the mobile phone and starts with a so-called video identification. A valid identity card/passport is required for this.
- during the video identification, a "digital account check" starts - access to the online banking of the salary account is required for this. The access data are not visible to the lender and are not stored elsewhere. During the digital account check, the account transactions are automatically checked by the computer system.
- during the check, you choose the term (min. 6 months / max. 60 months) and the amount of the financing.
- after a positive check, you will receive a collection code by SMS. Congratulations!
The desired Velomobile can now be released by me for production. On the day of collection, I then only need the above-mentioned collection code and you can start your journey home with YOUR Velomobile.
The first 30 days after collection are interest-free for you!
The loan only becomes active after you have collected the Milan! So you don't have to pay for something you don't even use yet for the duration of the production of the Milan.
Voraussetzungen
- ID card
You need a valid passport or identity card.
- Bank account with online banking
The digital account view replaces the traditional submission of salary statements. This means that the credit check can take place on the spot, provided you have the access data for online banking with you.
Why do you need your online banking access data?
The access data to your online banking system is required for a fully digital credit check. In this process, your income is easily and securely using the data in your salary account. There is no need to submit There is no need to submit salary slips. The process is carried out highest security standards. There is no storage of your of your access data!
- Application
To apply for a loan, you need an Internet-enabled device with a camera function
camera function (e.g. smartphone).
- Minimum age
You must be at least 18 years old.
- Main residence
Your primary residence must be within Germany.
- Citizenship
All EU countries as well as Bosnia and Herzegovina, Iceland, Kosovo,
Liechtenstein, Macedonia, Montenegro, Norway, Switzerland, Serbia, Turkey and the and United Kingdom.
Please note: I am not the lender myself and have no influence on the credit check. Should the Milan of your choice cost more than the max. available 12.000€, these costs will be due in advance as a one-time down payment. The Velomobile will only be released for production after settlement of the down payment invoice.